Trusted Innovation: Shaping the Future of Finance - Keynote address delivered by Shri Shirish Chandra Murmu, Deputy Governor, Reserve Bank of India at the Global Fintech Fest (GFF) 2026, in Mumbai on September 11, 2026 -

Distinguished guests, fellow regulators and policymakers, leaders of financial institutions, members of the FinTech community, technology professionals, ladies and gentlemen. Namaskar and a very good afternoon to you all. 2. It gives me great pleasure to be with you at the Global FinTech Fest 2026. What began as a forum for an emerging industry — some 30,000 attendees in 2022 — now draws over 100,000 footfalls and more than 7,500 companies from over 100 countries. Increasingly, the conversations here are not merely about what technology can do, but about what it should do for finance and for society. 3. This year's theme — “Potential to Impact: Trusted, Connected, Global Systems for Inclusive Finance” — is particularly timely. We are entering a phase in which agentic AI, tokenisation and quantum computing could reshape important elements of the financial system. But the history of finance teaches a lesson, whose relevance can’t be reduced by any amount of technological capability. Innovation creates possibilities. Technology creates scale. But trust creates adoption. Whether these technologies make finance more trusted , more resilient and more inclusive are the measures that matte

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