From Digital Banking to Resilient Banking – Technology, Cyber Security and AI as Pillars of Trust - Address by Shri Rohit Jain, Deputy Governor at the SBI Banking & Economic Conclave on September 24, 2026 in Mumbai -

Distinguished guests, leaders of the banking and financial community, representatives from the fintech and technology world, colleagues from the Reserve Bank, ladies, and gentlemen, it is a pleasure to be here at the SBI Banking and Economic Conclave. 2. The theme of this year’s Conclave is most timely. If we were to gauge India’s performance on various parameters, we have increasingly gained share in the global economic order. Our share in global GDP has increased from 6.8% in FY2021 to 8.2% in FY2026 1 (on purchasing power parity basis), share in global trade has grown from 2.2% in CY2020 to 2.6% in CY2025. Globally 2 , UPI accounts for 49% of all global real-time payment system transaction volume. In the area of Financial Inclusion, we have been able to leverage our fast payment systems to expand the reach of financial services to all parts of the country and to all sections of the society which are increasingly being recognised the world over. As we move towards the goal of Viksit Bharat, our developmental experience offers instructive insights into how an emerging economy like ours can overcome its economic challenges to climb onto a higher growth trajectory, especially by lev

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