Bowtie Launches Brand-New "StillCover" Plan

Rely on Public Hospitals for Major Illnesses, Choose Private Ones for Minor Procedures Bowtie StillCover Restores the Power of Choice for Patients with "Three Highs" or Diabetes HONG KONG , Aug. 18, 2026 /PRNewswire/ -- Bowtie, Hong Kong's first virtual insurer [1] , today announced the launch of a new Supplementary Medical Plan — "Bowtie StillCover" (available in Basic and Advance Plans). Designed as a powerful supplement to Hong Kong's public healthcare system, the plan addresses the pain points faced by two distinct groups of people on their path to treatment. Many people living with chronic conditions such as the "three highs" or diabetes may be declined or charged a premium loading by insurers when applying for a VHIS plan, based on their health declaration, which leaves them unable to access private medical coverage through VHIS. At the same time, people who rely on the public healthcare system also face a dual burden under "long waiting times and costly self-financed items" — non-urgent surgeries at public hospitals (such as joint replacement, polypectomy and gallstone removal) commonly involve waits of two to seven years [2] ; while targeted cancer therapies (up to HK$25,00