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Reserve Bank of India — Speeches·IN·

Shaping the Next Decade of Finance – Technology, Trust and Innovation - Keynote Address by Shri Sanjay Malhotra, Governor, Reserve Bank of India at the Global Fintech Festival 2026, Mumbai on September 10, 2026 -

Good afternoon. I am delighted to be here at the Global Fintech Fest once again. Over the years, this platform has evolved beyond being an industry conference to a forum where policymakers, regulators, innovators, financial institutions, entrepreneurs and academia come together to exchange ideas that will shape the future of finance. 2. Let me begin by complimenting the organisers - the Payments Council of India, the National Payments Corporation of India, and the Fintech Convergence Council - for their tireless work in building this festival into what is today the world’s largest gathering of its kind. RBI has been supporting this event, and it gives me immense pleasure to see it attain the scale and stature that it has. Once again, it is a privilege to share my thoughts today with all of you. 3. I want to commend the organisers for placing trust, financial inclusion and global aspirations at the very heart of this year’s theme - “Potential to Impact: Trusted, Connected, Global Systems for Inclusive Finance”. I mention this because potential translates into impact only when the benefits of innovation reach everyone, not merely the already well-served. For it to happen, innovation

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