Speech by FS at Hong Kong FinTech Week x StartmeupHK 2026 (English only)

Following is the speech by the Financial Secretary, Mr Paul Chan, at the Hong Kong FinTech Week x StartmeupHK 2026 today (November 2): Distinguished guests, ladies and gentlemen, Good morning. It is a pleasure to join you at Hong Kong FinTech Week. This morning, you have discussed how data, tokenisation and artificial intelligence (AI) are reshaping finance, and why trust matters as we embrace innovation. Hong Kong has long been at the forefront of fintech. Our task now is to build on that foundation, turning technological capabilities into real economic benefits, particularly in the age of AI. Several questions stand out. How can payment systems connect more closely? Once assets are tokenised, how do we build scale and liquidity? And when AI starts carrying out financial tasks on our behalf, where should responsibility lie? The answers matter to Hong Kong's future. This year marks the beginning of the National 15th Five-Year period. Hong Kong's very first Five-Year Plan has also been published, with fintech an important part of our vision. I see three priorities for our next steps: efficiency as the engine, inclusion as the purpose, and trust as the foundation. Efficiency as the e

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